01872 262826/261161
01566 772900


Advice Process

We are Independent Financial Advisers, as such we are free to advise on financial products available from all product providers. We use advanced computer software to research, compare and choose the most suitable deals currently available. This means we are able to make arrangements to maximize the benefits to our clients.

Initial Meeting

All new clients are invited to an initial meeting at which the services we offer will be explained fully.

The purpose of this first meeting is to determine if we are the right people to advise you and whether our service would be of benefit to you. This initial meeting is offered to you without any charge to you or any obligation on your part. Usually this will lead to a second meeting at which we will provide you with our recommendations.

The Review Service

Any recommended actions you agree with will then be implemented and reviewed on a continual basis. The review service generally involves an annual meeting, although this can be more frequent.

Prior to the annual review, we will contact you to request up to date information on any changes in your circumstances so as to make the review meeting worthwhile and relevant. Following the review we write to you where appropriate and inform you of any actions that we recommend.

Costs of our Services and Client Agreement.

These are set out in our "Client Agreement" document which is discussed during the initial meeting.

You can choose to receive professional advice regarding your existing financial arrangements to ensure they remain suitable for your requirements. In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know the exact reasons for our recommendations before you agree to anything.